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Get Expedited SBA Loans to Grow Your Business
On May 11, 2023, changes to the SBA 7(a) and 504 loan programs were implemented to streamline applications and better serve small businesses. This enables us to expedite SBA loans in 14 to 30 days, versus the usual 6 months.
SBA Loan Options
SBA loans offer a guarantee from the federal government of 75% - 90% of the loan amount, making banks more comfortable lending and easier for under-collateralized businesses to get the funding they need.
SBA FastTrack™ 7A Loans
Get funding up to $350k within 30 days or less and with 10-year terms, based on the business revenue. 2 year in business and showing at least $1 in profit.
You will need a minimum credit score of 675.
Up to $350,000
SBA Boost Loans
Get expedited loan up to $500,000 in 30 days. 2 years time in business required.
You will need a minimum credit score of 640.
Up to $500,000
Business Acquisition Loans
Access SBA loans for business acquisition with minimal equity injection and terms up to 25 years and only need 5% down.
5% can be sourced as a gift!
You will need a minimum credit score of 700.
Up to $5 million
SBA Startup Loans
Obtain funding from $100k to $5 million. Loan terms range from 10 to 25 years. A minimum equity injection of 10%, which can be sourced from a family gift.
You will need a minimum credit score of 700.
Up to $5 million
SBA Commercial Real Estate Loans
Buy commercial real estate with up to 100% financing! You can purchase owner-occupied commercial real estate with zero money down. 25-Year Loan Terms
You will need a minimum credit score of 700.
Up to $5 million
Employee Business Acquisition Loans
SBA Authorizes 90% Financing for Employee to Buy Business. Loan term of 10 or 25 years.
No money down, SBA to approve 90% of the loan with the Seller/Employer to carry a 10% note for 24 months.
No minimum credit requirement
Up to $5 million
SBA 7(A) Refinance Program
If you have an SBA loan priced at Prime + 2.5% or higher, then Spartan can help you refinance into another SBA loan at a lower rate.
Your business will not only have lower monthly payments but also get an opportunity to receive a cash infusion to help with expansion and growth.
Loan term of 10 years or 25 years
Business Term Loans
Get a business term loan up to $500,000. And enjoy up to a 10 year term. Will need 3 years time in business and $1 million or more annual revenue.
You will need a minimum credit score of 700.
Up to $500,000